Surviving Storm Season
Storm season in Texas usually runs from March - June, but anybody that lives in Texas knows that storm season is actually a year-round event.
Here are some helpful tips for surviving storm season:
1) Make sure your insurance policies are active and in force!
It's always good to call your agent and double check to make sure your policies are active, and review your current coverage's. It's important to understand what is and isn't covered on your insurance policies, and to know what kind of deductibles you will have if something happens.
2) Find a safe place for your family.
In the event of a tornado or severe hail storm, it's important to identify a safe place inside your house for your family and pets to hide. It's also best to bring a mattress (if possible) and pillows and blankets to cover yourselves with to avoid injury from falling debris.
3) Prepare a survival kit.
If a tornado or severe storm tears your house apart, it's important to be prepared with essential items such as water, food, medication, flashlights and batteries, and cell phones and chargers.
4) Secure outdoor objects.
Make sure furniture, trampolines, and other other outdoor objects are secure.
5) Bring your cars in the garage.
Clean out the garage and bring the cars in! Make sure your cars have a full tank of gas as well.
Filing a Claim Following a Storm:
Call your insurance carrier and let them know:
1. When the incident occurred
2. A description of what happened
3. The location of the damage and what was damaged. Again, pictures are always helpful!
4. Is your home still livable? What’s the current condition of your home?
5. If the fire or police department responded, which department was it and is there a report number?
6. Provide your contact information and the best time to reach you.
7. Write down your claim number to track the progress of the claim.
Always protect your home from further damage! Arrange to temporarily board up windows, tarp your roof, remove debris, and place damaged items in a secure place to be inspected (if possible). Maintain a list of temporary repairs and keep all of your receipts.